If it is during our business hours, you may call our office. If it is before or after our hours, or if you'd just prefer, you can call the insurance company directly.
Should I buy additional insurance when renting a car?
If you are the named insured, the coverage(s) listed on your current policy/vehicle will extend to the rental car, as long as it is rented in your name. For example, you will have the same limits, deductibles, etc.
It’s always a good idea to use a credit card that offers this coverage to pay for the rental if you have one.
Always discuss the particulars of your responsibility with the rental agent, and call us if you have questions.
You'll still need insurance on the vehicle while it is for sale as potential buyers will be "test driving" your vehicle.
When you've actually sold the car, notify us so we can take the car off your insurance.
Make sure to do a bill of sale and keep a copy (to prove dates, etc.).
Be sure to submit a Release of Liability form to your DMV. (People often delay re-registering a car until the registration "runs out," but in doing so you could be held liable for accidents, parking tickets, etc.)
Most teenagers want cool, new, and stylish. Parents want safety, with low maintenance and insurance costs. Here are some things to consider from an insurance standpoint.
New cars can be safer and have less maintenance issues but can cost more to insure based on the model.
Older cars are generally less expensive to insure as they cost less.
Part of the major cost for "newer" drivers is the comprehensive & collision coverages. Having a vehicle that you can cover for "liability only" will save significantly on cost.
Models
Generally the more expensive the car, the more it will be to insure (due to replacement & repair costs).
4-door models are cheaper to insure than 2-door models.
Power: the more sporty and powerful the car, the more expensive it is to insure.
Sub models
Prices within a model can vary widely (S, SL, X, GT, etc.)
Get the VIN number and call us. We’ll be happy to let you know.
Warranties
We sell the same new and used car extended warranties at up to 60% off the dealer price. Call us for a quote.
CARFAX
Ask for a CARFAX report on used vehicles or go to www.carfax.com to order one yourself.
If you are narrowing it down, call us. We are happy to give an estimate or let you know the differences in insurance prices between the models you're considering. (VIN numbers help us be more accurate!)